Terms & Condition
Read it carefully otherwise we will not be responsible. It is a request to all the members
that if you do not know how to read in English, then join the membership only
after reading it from any other member of your family. didn't know the language
Welcome to Apnarishtadekho.com, a trusted matrimonial
site. It is owned and operated by Apnarishtadekho.com It is our responsibility
to maintain your trust, please read our terms and conditions carefully before
using our website or availing any of our services. The Member or any User using
the Site agrees to be bound by these Terms and Conditions.
your personal matchmaking platform. This Agreement sets
out the legally binding terms for your use of the Site and membership. This
Agreement may be modified by Apnarishtadekho.com from time to time. The membership and rights
of admissions are reserved.
This Terms of Use is published in accordance with the
Rule 3 (1) of the Information Technology (Intermediaries Guidelines and Digital
Media Ethics Code) Rules, 2021.
Accessing, browsing or otherwise using the website in any
way constitutes your agreement to all of the terms and conditions set forth
herein, so please read the terms and conditions carefully before proceeding.
Apnarishtadekho.com to assist Kaithal-136027 Police / Statutory Investigation Agency Apnarishtadekho.com will endeavour to provide all possible
assistance to the kaithal-136027 Police (Cyber Crime Investigation Cell) or any
other statutory investigation agency to tackle fraudulent users of Apnarishtadekho.com , on being specifically instructed by the
said authorities to do so. To report fraud or misuse, write to us giving full details of your case.
Apnarishtadekho.com
is an advertising platform providing targeted advertising services for
matchmaking alliances and replaces the traditional newspaper classified. The
Site is for the personal use of individual members to advertise and promote
their profiles for the purpose of finding relevant matches and cannot be used
in connection with any commercial endeavors. The Site is a serious matchmaking
platform to seek a life partner for marriage and is not a casual dating site. Access
to the Apnarishtadekho.com website is free. However, we offer Premium
Memberships wherein one can promote his/her Profile on various Apnarishtadekho.com properties such as Premium Interest Wall,
Inbox, Search Results, Emails, Shaadi Chat, SMS, Video Chat etc.
Acceptance of Terms of Use Agreement.
In order to use the Apnarishtadekho.com Service you must register as a member on the
Website/ community sites/ mobile applications (“Site”). Apnarishtadekho.com is an intermediary as defined under
sub-clause (w) of Section 2 of the Information Technology Act, 2000. This
Agreement is an electronic contract that establishes the legally binding terms
you must accept to use the Site and to become a "Member." For
purposes of this Agreement, the term "Member" means a person who
voluntarily submits information to the Site whether such person uses the
Service as a free member, or a paid member and User shall mean a person who
actively uses the Site to promote his/her profile for matchmaking purpose.By
using the Site, you agree to be bound by these Terms of Use
("Agreement"). If you wish to become a Member and promote/ advertise
your profile to other Members and make use of the Apnarishtadekho.com service ("Service"), read these
Terms of Use and follow the instructions in the registration process. By using
the Service, you consent to submit your personally identifiable information
including sensitive personal data such as your financial data if opted for our
paid membership, Identity proofs if submitted, etc to collect, process, display
and use the said information to provide the Service and to contact you by other
Members. If you have any objection in collecting/processing your personal data,
we advise you not to register with our Site.
If you want to withdraw this consent or if you have any
objection in continuous collection or storage of your personal details, you
must discontinue using our Service and delete your account by sending an email
from your registered email ID to info@apnarishtadekho.com
as we shall not be able to provide you any Service without having
your personally identifiable information.
Eligibility.
To register as a Member of Apnarishtadekho.com or use this Site, you must be legally
competent and of legal marriageable age as per the laws of India (currently, 18
years or over for females and 21 years or over for males).
Apnarishtadekho.com
site is only to facilitate personal advertisement for lawful marriage
alliance between persons who are legally competent to enter into matrimony
under the laws to which they are subject. Membership in the Service is void
where prohibited.
By using this Site, you represent and warrant that you
have the right, consent, authority, and legal capacity to enter into this
Agreement; submit relevant information to us; and that you are not prohibited or
prevented by any applicable law for the time being in force or any order or
decree or injunction from any court, tribunal or any such competent authority
restraining you from entering into matrimony
You further confirm that you, intend to seek a life partner
and that you shall not use this site for casual dating or for any commercial
use. You also agree to abide by all of the terms and conditions of this
Agreement and use the service in conformity with all applicable laws. If at any
time
Apnarishtadekho.com
is of the opinion (in its sole discretion) or has any reason to believe
that you are not eligible to become a member or that you have made any
misrepresentation, or violated any provisions of the Terms of Use, applicable
laws, Apnarishtadekho.com reserves the
right to forthwith terminate your membership and / or your right to use the
Service without any refund to you of any of your unutilized subscription fee.
By using this Site you acknowledge that the match mails
or the match search results shown to you by the system are based on the partner
preference details submitted by you in your profile.
Apnarishtadekho.com
reserves the right to share information with third parties with regards
to any promotions or offers exclusive to our members. However, we shall obtain
your prior consent before sharing any of your data.
Member Role and Responsibilities
Member must keep his username and password secure and
confidential in order to use our Services.
Member shall provide information or data necessary to use
our Service as and when required
In case of any
change in the choice of Partner, the Member, there may be corresponding changes
in the potential search results generated by the automated systems in the
Website/App.
Members are requested to be careful and attentive while
listing prospects and satisfy themselves before selecting their match through
adequate efforts, initiative and due diligence. We will not be liable for any
shortfall or accident arising out of your potential choice or any
misrepresentation made by any of our members listed on our website.
Members are requested to verify the credentials of the
prospects like family status, marital status, educational qualification,
financial status, occupation, character, health status etc.
You must provide us latest and clear pictures for better
result
Members are requested to desist from the following;
Entering into any financial transactions with prospects.,Sharing
of confidential and personal data with each other including but not limited to
sharing bank details etc.,Having a physical relationship with a potential
partner before marriage.
Violating any law for the time being in force.
Beware of suspended profile status before finalizing the
connection with the possibility of getting effective search results of prospect
or match, you are requested to visit our website regularly, read the messages
sent to you and match the list as well. We have a facility on our website to
express your interest in other possibilities.
Members shall not hand over, give or transfer their
membership or login details to any other person or entity, if any such activity
is detected by us, it shall be deemed to be a breach of our terms and conditions
and your membership shall be forfeited. Will be cancelled. Canceled with
immediate effect. You agree to use secure devices, software and networks to
access or use the Apnarishtadekho.com Services. For
complaint contact:- 9996660060
Means of communication for BM members
Communication including promotional communication through
any means of communication such as email and/or SMS/call etc. is accepted by
the members. Members do not complain for any call or message received by
Apnarishtadekho.com through any means.
Ending
Apnarishtadekho.com reserves the right to terminate your
membership by giving 7 days written notice and without
assigning any reason. and the amount paid by you will not be refunded and your
right to avail of any of our services after termination will cease immediately.
Account Security.
You are responsible for maintaining the confidentiality
of your login credentials you designate during the registration process, and
you are solely responsible for all activities that occur under your account.
You agree to immediately notify us of any disclosure or unauthorized access/use
of your account or any other breach of security, and ensure that you log out
from your account at the end of each session.
Term and Termination.
This Agreement will be effective, valid and subsisting as
long as you use our Site.You may terminate your membership at any time, for any
reason, by deleting your profile from the Site or writing to Apnarishtadekho.com . In the event you terminate your membership,
you will not be entitled to a refund of any unutilized subscription fees, if
any, paid by you, except where otherwise guaranteed in writing.
Apnarishtadekho.com
may terminate your access to the Site and/or your membership for any
reason including but not limited to the breach of the terms of use, using the
service for commercial purposes, engaging in prohibited or inappropriate
communication or activity, by sending notice to you at the email address as
provided by you in your application for membership or such other email address
as you may later provide to Apnarishtadekho.com
. If Apnarishtadekho.com terminates
your membership for breach of terms of this Agreement, you will not be entitled
to any refund of any Subscription fees, if any, paid by you.
Term for the paid Membership would be in accordance with
the type of membership undertaken.
In the event of closure of the business, the Company will
not refund the unused membership fees paid by you
Non-Commercial Use by Members.
The Site is for the personal use of individual members to
advertise and promote their profiles for the purpose of generating accepts from
relevant matches and cannot be used in connection with any commercial
endeavors. This includes providing links to other web sites, whether deemed
competitive to Apnarishtadekho.com or
otherwise. Organizations, companies, and/or businesses cannot become Members of
Apnarishtadekho.com and should
not use the Apnarishtadekho.com Service or Site for any purpose.
Illegal and/or unauthorized uses of the Site, including unauthorized framing of
or linking to the Site will be investigated, and appropriate legal action will
be taken, including without limitation, civil, criminal, and injunctive
redress.
Other Terms of Use for Members.
Apnarishtadekho.com
reserves the right in it's sole discretion to review the activity and
status of each account and block access to the member based on such review.
Apnarishtadekho.com
reserves the right at its sole discretion to restrict/suspend your
access to its website based on review of the member's activity, status or any
such criteria Apnarishtadekho.com may
deems fit and proper with due intimation to you.
You hereby confirm that as on date of this registration,
you do not have any objection to receive emails, SMS/WhatsApp messages and
calls from Apnarishtadekho.com and members of Apnarishtadekho.com as long as you are a registered member of Apnarishtadekho.com including SMS permission for authenticating
mobile verification and transactions via OTP, sent by the Payment Gateway. This
consent shall supersede any preferences set by you with or registration done
with the Do Not Disturb (DND Register)/ National Customer Preference Register
(NCPR). This consent extends to emails, messages or calls relating but not
limited to phone number verification, the provision of matchmaking advertising
service, matchmaking enquiries and promotions.
Multiple profiles of the same person are not allowed on
our Site. Apnarishtadekho.com reserves
the right to deactivate all multiple profiles without any refund of
subscription fees.
You confirm that the Content, information including the
personal information provided by you is correct and accurate. If you are
creating the profile on behalf of your friend/sibling/children, you hereby
agree that you have the required permission/consent from the particular person
whose profile is created on Apnarishtadekho.com
by you. Impersonation is a crime and punishable under various laws.
You are strongly advised to submit copy of your Driving
License, Passport or any other Government issued identity and add a trust badge
to your profile.
Except for the purpose of promoting/advertising your
profile for matchmaking purposes, you cannot engage in advertising to, or
solicitation of, other Members to buy or sell any products or services through
the Service.
You will not transmit any chain letters or junk email to
other Apnarishtadekho.com Members.
Although Apnarishtadekho.com cannot
monitor the conduct of its Members off the Apnarishtadekho.com Site, it is also a violation of the Agreements to use any information
obtained from other members in order to harass, abuse, or harm another person,
or in order to contact, advertise to, solicit, or sell to any Member without
their prior explicit consent.
Apnarishtadekho.com
reserves the right to take appropriate steps to protect Apnarishtadekho.com and/or its Members from any abuse/misuse as
it deems appropriate in its sole discretion.
You will interact with other members with due respect
You cannot use any automated processes, including IRC
Bots, EXE's, CGI or any other programs/scripts to view content on or
communicate / contact / respond / interact with apnarishtadekho.com and/or its members.
Apnarishtadekho.com
reserves the right to screen communications/advertisements that you may
send to other Member(s) and also regulate the same by deleting
unwarranted/obscene communications/advertisements at any time at its sole
discretion without prior notice to any Member.
Apnarishtadekho.com
Members are expected to exercise simple precautions for their privacy
and safety. A suggestive guideline of such precautions is enlisted under
security tips "Be Safe Online". By becoming a Member you
hereby agree to read, abide and adhere to the said Tips.
Apnarishtadekho.com
Members who subscribe to the Apnarishtadekho.com Select Service/ Customer Support
Officer Service hereby, unconditionally and
irrevocably confirm that you have read terms and conditions and agree to abide
by them.
Proprietary Rights in the Content on Apnarishtadekho.com
Apnarishtadekho.com owns and retains all proprietary
rights in the Apnarishtadekho.com Site and the Apnarishtadekho.com Service. You
may not copy, modify, publish, broadcast, distribute, display, perform or sell
any such Proprietary Information, such as the Member Profile or for which
permission has been obtained from the User. Any such act or attempt on your
part shall be deemed to be a breach of this Agreement and your membership is
liable to be terminated forthwith by Apnarishtadekho.com without refund of your
unused membership fee. Apnarishtadekho.com reserves the right to take legal
action (civil and/or criminal) wherever applicable for any violation.
Content Posted on the Site.
You understand and agree that Apnarishtadekho.com may delete any listing, content,
communication, photos or profiles (collectively, "Content") that in
the sole judgment of Apnarishtadekho.com
violate this Agreement or which might be offensive, illegal, or that
might violate the rights, harm, or threaten the safety of either Apnarishtadekho.com and/or its Members.
With respect to Content you submit or make available for
inclusion on publicly accessible areas of the Site including but not limited to
your contact details, you hereby unconditionally and irrevocably grant to Apnarishtadekho.com the consent and license to use, store,
distribute, reproduce, prepare derivative works of, modify, adapt, publicly
perform and publicly display such Content on the Site and to the members of Apnarishtadekho.com community site(s) from time to time.
By submitting your success story, you hereby expressly
authorize Apnarishtadekho.com to use, publish
and display your photographs and testimony on the Site.
You understand and hereby agree that all information,
data, text, photographs, graphics, communications, tags, or other Content
whether publicly posted or privately transmitted or otherwise made available to
Apnarishtadekho.com are the sole
responsibility of the person from whom such Content originated and shall be at
the member's/person's sole risks and consequences. This means that you (and not
Apnarishtadekho.com ) are solely
responsible for all Content that you upload, post, email, transmit or otherwise
make available via the Service. Apnarishtadekho.com does not control the Content posted via the
Service and, as such, does not guarantee the accuracy, integrity or quality of
such Content. We advise all User/s to independently verify the content
/information posted by the other members before acting upon the same and under
no circumstances will Apnarishtadekho.com
be liable in any way for any Content, including, but not limited to, any
errors or omissions in any Content, or any loss or damage of any kind incurred
as a result of the use of any Content posted, emailed, transmitted or otherwise
made available via the Service.
Apnarishtadekho.com
reserves the right to check the authenticity of Content posted on the
Site. In exercising this right, Apnarishtadekho.com may ask you to provide any documentary or
other form of evidence supporting the Content you post on the Site. If you fail
to produce such evidence to the satisfaction of Apnarishtadekho.com , Apnarishtadekho.com may, in its sole discretion, terminate your
Membership without a refund.
The following is an indicative list of the kind of
Content that is illegal or prohibited on the Site. Apnarishtadekho.com will investigate and take appropriate legal
action in its sole discretion against anyone who violates this Agreement,
including without limitation, removing the offending communication/Content from
the Service and terminating the Membership of such violators without a refund.
Illegal and prohibitive Content includes Content which:
is blatantly offensive to the community, such as Content
that promotes racism, bigotry, hatred or physical harm of any kind against any
group or individual; harasses or advocates harassment of another person; involves
the transmission of "junk mail", "chain letters," or
unsolicited mass mailing or "spamming"; promotes information that you
know is false, misleading or promotes illegal activities or conduct that is
abusive, threatening, obscene, defamatory or libelous;
promotes an illegal or unauthorized copy of another
person's copyrighted work, such as providing pirated computer programs or links
to them, providing information to circumvent manufacture-installed copy-protect
devices, or providing pirated music or links to pirated music files;
contains restricted or password only access pages, or
hidden pages or images (those not linked to or from another accessible page) displays
pornographic or sexually explicit material of any kind;
provides material that exploits people under the age of
18 in a sexual or violent manner, or solicits personal information from anyone
under 18; provides instructional information about illegal activities such as
making or buying illegal weapons, violating someone's privacy, or providing or
creating computer viruses; solicits passwords or personal identifying
information for commercial or unlawful purposes from other users; and
engages in commercial activities and/or sales without our
prior written consent such as contests, sweepstakes, barter, advertising, and
pyramid schemes
threatens the unity, integrity, defence, security or
sovereignty of India, friendly relations with foreign states, or public order
or causes incitement to the commission of any cognisable offence or prevents
investigation of any offence or is insulting any other nation
impersonate another person;
deceives or misleads the addressee about the origin of
such messages or communicates any information which is grossly offensive or
menacing in nature; You must use the Apnarishtadekho.com Service in a manner consistent with any and
all applicable local, state, and federal laws, rules and regulations. You
cannot include in your Member profile, visible to other members, any telephone
numbers, street addresses, URL's, and email addresses.
Copyright
Policy.
You cannot
post, distribute, or reproduce in any way any copyrighted material,
Without
limiting the foregoing, if you believe that your work has been copied and
posted on the Apnarishtadekho.com service
in a way that constitutes copyright infringement, please provide us with the
following information:
an electronic or physical signature of the person authorized to act on behalf
of the owner of the copyright interest;
a description
of the copyrighted work that you claim has been infringed;
a
description of where the material that you claim is infringing is located on
the Site;
your
address, telephone number, and email address;
a written
statement by you that you have a good faith belief that the disputed use is not
authorized by the copyright owner, its agent, or the law;
a statement by you, made under penalty of perjury, that
the above information in your Notice is accurate and that you are the copyright
owner or authorized to act on the copyright owner's behalf.
Notice of claims of copyright infringement can be sent to
us in writing to the Mumbai address located under the Help/Contact section on
the site.
Your Interaction with other Members & Member
Disputes.
You are solely responsible for your
advertisement/communications with other Apnarishtadekho.com Members. Apnarishtadekho.com reserves the right, but has no obligation, to
monitor disputes between you and other Members. Apnarishtadekho.com also reserves the right to take appropriate
action against errant members. However, Apnarishtadekho.com is not obliged to share such action with
other members, including complainants. Apnarishtadekho.com expressly disclaims any responsibility or
liability for any transactions or interactions between the members inter-se.
Privacy.
Use of the Apnarishtadekho.com Site and/or the Apnarishtadekho.com Service is governed by our Privacy Policy and follow guidelines to protect your privacy.
Disclaimers.
Apnarishtadekho.com
is not responsible for any incorrect or inaccurate Content/listing
posted on the Site or in connection with the Apnarishtadekho.com Service, whether caused by Users, Members or
by any of the equipment or programming associated with or utilized in the
Service, nor for the conduct of any User and/or Member of the Apnarishtadekho.com Service whether online or offline.
Apnarishtadekho.com
assumes no responsibility for any error, omission, interruption, deletion,
defect, delay in operation or transmission, communications line failure, theft
or destruction or unauthorized access to, or alteration of, User and/or Member
communications or any communications by Apnarishtadekho.com to its Members.
Apnarishtadekho.com
is not responsible for any problems or technical malfunction of any
telephone network or lines, computer on-line-systems, servers or providers,
computer equipment, software, failure of email or players on account of
technical problems or traffic congestion on the Internet or at any web site or
combination thereof, including injury or damage to Users and/or Members or to
any other person's computer related to or resulting and/or in connection with
the Shaadi.com Service.
Under no circumstances will Apnarishtadekho.com be responsible for any loss or damage
resulting from anyone's use of the Site or the Service and/or any Content
posted on the Apnarishtadekho.com Site
or transmitted to Apnarishtadekho.com Members.
You should not provide your financial information (for example, your credit
card or bank account information), or wire or otherwise send money, to other
Members.
The exchange of matchmaking profile(s) through or by
" Apnarishtadekho.com " is not
a matrimonial offer and/or recommendation from/by Apnarishtadekho.com . Apnarishtadekho.com shall not be responsible for any loss or
damage to any individual arising out of, or subsequent to, any relations
(including but not limited to matrimonial relations) established pursuant to
the use of Apnarishtadekho.com service.
The Site and the Service are provided "AS-IS"
and Apnarishtadekho.com expressly
disclaims any warranty of fitness for a particular purpose or non-infringement.
Apnarishtadekho.com cannot guarantee and
does not promise any specific results from use of the Site and/or the Apnarishtadekho.com Service. You understand that Apnarishtadekho.com makes no guarantees, either express or
implied, regarding compatibility with individuals you meet through the Service.
Apnarishtadekho.com
expressly disclaims any liability or responsibility whatsoever and
howsoever arising as a result of any Content/listing posted on the Site / made
available to Apnarishtadekho.com by any
Members or the users of the Site or any third party.
Apnarishtadekho.com
does not assume any responsibility or liability for any illegal Content
posted on the Site by any Members, users or any third party.
All liability, whether civil or criminal arising out of
any Content that is Posted on the Site will be of that Member / user / third
party who has Posted such Content and apnarishtadekho.com reserves its right to claim damages from such
Member/ user / third party that it may suffer as a result of such Content
Posted on the Site. Apnarishtadekho.com does
not claim ownership of Content you submit or make available for inclusion on
the Service.
Limit of
liability
Exchange of profile through or through
Apnarishtadekho.com should in no way be construed as a matrimonial proposal
and/or recommendation and/or advice or as a guarantee given by
Apnarishtadekho.com to/or the member. Under no circumstances will
Apnarishtadekho.com or its functionaries be liable or responsible to the member
or his authorized representative or guardian or any third party for any direct,
indirect, special, exemplary, incidental, or consequential damages. Without
limitation, damages arising out of the use of our website/app third party
website/rishton ka sansar services.
Notwithstanding anything to the contrary contained
herein, Apnarishtadekho.com's liability to you, for any reason whatsoever, and
regardless of the form of action, shall at all times be limited to the amount,
if any, paid by you to Apnarishtadekho.com Will happen. No typical World of
Relationships payment package, no more.
Jurisdiction
All Apnarishtadekho.com Services and registration of
Apnarishtadekho.com Membership is deemed to have taken place within the
territorial jurisdiction of Kaithal, Haryana, India. Member unconditionally
agrees that all such disputes and/or differences, if any, shall be governed by
the laws of India and subject to the exclusive jurisdiction of the appropriate
court at Kaithal, Haryana, India.
Indemnity.
You agree to indemnify and hold Apnarishtadekho.com , its
subsidiaries, affiliates, officers, agents, and other partners and employees,
fully indemnified and harmless from any loss, liability, claim, or demand,
including reasonable attorney's fees, made by any third party due to or arising
out of your use of the Service in violation of this Agreement and/or arising
from a breach of these Terms of Use and/or any breach of your representations
and warranties set forth above and/or any fraudulent act on your part.
This Agreement, accepted upon use of the Site and further
affirmed by becoming a Member of the Apnarishtadekho.com service, contains the entire agreement
between you and Apnarishtadekho.com regarding
the use of the Site and/or the Service. If any provision of this Agreement is
held invalid, the remainder of this Agreement shall continue in full force and
effect.
By becoming a member of Apnarishtadekho.com and/or using the Services of the Site, you
unconditionally and irrevocably confirm that you have read and understood the
above provisions and agree to abide by them. If you are not agreeing to any of
the above terms and conditions please refrain yourself from registering on the
Site. In any matrimonial case, in criminal case, in civil case, in all other
cases, Kaithal Court and Judiciary and Police Station will be Kaithal
irrespective of country or state.
Payment Type
Payment by Cash/Cheque/Net Banking/Debit/Credit Card will
be as per prevailing RBI guidelines. Activation of the paid Apnarishtadekho.com
service will be subject to receipt of the said payment. In case of dishonor of
cheque/demand draft; You will be liable to pay applicable cheque/DD bouncing
charges of the bank. Further, the Apnarishtadekho.com service in your account
will remain inactive/suspended until you settle the payment value and
applicable bank charges in cash.
Apnarishtadekho.com uses third party payment gateways for
collection of credit/debit cards or other payment instruments. In case of
payment gateway failure the Apnarishtadekho.com member will be informed by the
payment gateway provider. Apnarishtadekho.com will not be responsible for any
additional currency / conversion charges / deductions / error related issues
from the payment gateway. In case of failed online transactions, resulting in
no service, Apnarishtadekho.com makes no guarantees for the accuracy or
timeliness of refunds reaching the customers' card/bank accounts through the
payment gateway.
If you choose any payment package of Apnarishtadekho.com,
you agree to provide us with your Permanent Account Number / Form 60/61 of the
Income Tax Act, 1961 and the rules thereunder, for the value of such payment
package up to Rs.2,00,000/- Is. /- [Rupees Two Lakh Only] and more from
Apnarishtadekho.com.
This is that no member will use the word color
discrimination, caste, religion, discrimination with any officer and
representative of the company and male female employees nor make any false
claim of this type
All the members are requested to do a complete
investigation before meeting any party, before making a relationship, do a
complete investigation, do all the work wisely, our company has no
responsibility of any kind before or after the relationship.
It is certified that the above statement is true and
correct to the best of my knowledge and nothing has been concealed therein.
After reading this statement, I have accepted the terms and conditions and
taken the membership
This Agreement is an electronic document in terms of the
Information Technology Act, 2000 and Rules there under pertaining to electronic
records as applicable and amended. This electronic record is generated by a
computer system and does not require any physical or digital signatures.